The Housing Development Loan program provides "gap" financing for the development of new affordable housing units in Johnson County. The HOME Investment Partnerships Program grant funds the HDL program. All proposed projects are subject to the HOME Investment Partnerships Program grant regulations.

The goal of the Housing Development Loan program is to expand and diversify available affordable housing in Johnson County. Development projects may include new construction of rental or homeownership units. Applicants can be for-profit or non-profit organizations ("developers") with the capacity to comply with HOME grant regulations.